Filed bancruptcy in 05' now my credit report states charge offs, is that right?

The credit cards that we filed on have included in bancruptcy in the explanations, this points out that the balances were filed Ch. 7 on. However, 2 bank notes just state charge off. But they were included in the bancruptcy. Does it matter if it states included in bancruptcy (like the other accoutns) or if [...] http://bit.ly/qRenzq